Petronas Maybank Visa Platinum
Earn 8x TreatsPoints on PETRONAS petrol and groceries every weekend. No annual fee.
Eligibility
Minimum Monthly Income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
8X TreatsPoints for every RM1 on weekend Petronas spending, 8X TreatsPoints for every RM1 on weekend grocery spending, 5X TreatsPoints for every RM1 on weekdays Petronas spending and 1X TreatsPoints for every RM1 on utilities, education, 0% EzyPay and insurance spending. TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).
Earn 5x TreatsPoints on weekday PETRONAS spend and 8x on weekends.
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
Benefits
- Lifetime waiver of annual fees with no conditions attached
- Tailor-made superior credit line
- Personal concierge services
- Invitations to special Platinum events
- Automatic membership to the prestigious Visa Platinum Club
- Built-in Visa Wave: Pay by waving your card at participating merchant outlets with the Visa Wave logo
- Global acceptance and instant cash with 810,000 Visa and Plus ATMs worldwide, and affiliate banks in over 150 countries
- Discounted rates and earn TreatsPoints to redeem free air travel with Malaysia Airlines - Enrich, Singapore Airlines or any airlines of your choice
- Exclusive Etiqa Takaful Mutiara Plus Plan protection and investment for only RM10 per month
| Government Bodies / JomPAY / FPX | NO TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Terms and Conditions
Product review by CompareHero
Do you happen to travel often with your vehicle? If you do, then the PETRONAS Maybank Platinum Visa is made for you! If you have yet to start refilling your petrol at PETRONAS stations, it’s time to start now, especially when you get to enjoy all the perks that come with this card.
Earn Maybank TreatsPoints with the PETRONAS Maybank Platinum Visa Card
During the weekdays, when you top-up your petrol at any PETRONAS stations, earn 5x Treats Points alongside PETRONAS petrol vouchers provided you swipe using your PETRONAS Maybank Platinum Visa card. However, we highly suggest refilling your petrol during the weekends instead as you get to earn 8x, alongside on all your grocery expenses, which is even better!
Moreover, rejoice in more TreatsPoints by earning 1x TreatsPoint for transactions that fall under dining, entertainment, shopping, utilities, insurance, education institutions, petrol stations other than PETRONAS, and 0% EzyPay.
Note: These TreatsPoints have a maximum expiry date for up to 3 years.
Reap the travel benefits with your PETRONAS Maybank Platinum Visa
One of the perks of owning the PETRONAS Maybank Platinum Visa is how you can enjoy the discounted rates for flight tickets on top of being able to earn TreatsPoints. Once you have accumulated enough TreatsPoints, you can redeem free air flight tickets applicable for any airlines such as Singapore and Malaysia Airlines.
When you are travelling overseas, if you happen to encounter any problems with your Maybank PETRONAS Platinum Visa Credit Card, you could easily reach out to the Maybank concierge services.
Indulge in other Maybank benefits
Annual fees can be a pain sometimes but with the PETRONAS Maybank Platinum Visa, you won’t be charged with any annual fee at all, making it much easier to sustain owning this credit card. The Maybank EzyPay and Maybank Balance Transfer comes with this credit card as well to smooth your credit card management process.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank PETRONAS Visa Platinum?
What are the requirements needed to apply for Maybank PETRONAS Visa Platinum?
Is there an annual fee for Maybank PETRONAS Visa Platinum?
What are the fees or charges applied for Maybank PETRONAS Visa Platinum, if any?
What are the benefits of the Maybank PETRONAS Visa Platinum?
• Earn 8x TreatsPoints with groceries and weekend petrol transactions (PETRONAS stations only)
• Earn 1x TreatsPoint for several categories such as dining, entertainment, shopping, utilities
• No annual fee for life
• Redeem air flight tickets with TreatsPoints earned (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)