CIMB Bank
CIMB e Credit Card

CIMB e Credit Card

RM 2,000

Minimum monthly income

RM 0

Annual fee
RM100 annual fee will be waived for the first year , it will be charged to principal card from subsequent years. Annual fee will be waived with total annual retail spend from both principal and supplemental cards of RM12,000.

15%

Interest rate p.a

7.99%

Balance transfer

Special Offers

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Product details

Benefits


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CIMB eDay Promo!

12x Bonus Points on every 10th of the month with Featured Shopping Partners + eDay Deals:

Shopee, Lazada, Taobao, The Body Shop, Watson, Sasa, Zalora, The Coffee Bean, Alpro, Revo, HappyFresh, GoShop, Traveloka, Poptron, Biji-biji, Setel, Mr. DIY, and more.

    Features
    Good for Rewards/Offers & Shopping
    12x Bonus Points with featured partners + EDay Deals [every 10th of the month]
    10x Bonus Points on online shopping, e-wallet, auto-billing, and in-store contactless payments on eDay [every 10th of the month]
    5x Bonus Points on every online shopping, e-wallet and auto-billing payments on every other day
    1x bonus points on in-store PIN purchase and other transactions every day
    Eligibility
    Minimum monthly incomeRM 2,000
    Minimum age:
    Cardholder21
    Supplementary Cardholder18
    Fees & Charges
    Annual fee RM 0
    RM100 annual fee will be waived for the first year , it will be charged to principal card from subsequent years. Annual fee will be waived with total annual retail spend from both principal and supplemental cards of RM12,000
    Annual fee waiver Yes
    RM100 annual fee will be waived for the first year , it will be charged to principal card from subsequent years. Annual fee will be waived with total annual retail spend from both principal and supplemental cards of RM12,000.
    Interest rate 15%
    Settling minimum payment due for 12 consecutive month
    Balance transfer rate 7.99%
    12 months Balance Transfer period
    Document required to apply

    You will need to provide several documents such as (varies between different banks):

    Salaried Employees (Malaysian):

    Multinational / Public listed Companies/Government/Semi Government office

    • Photocopy of MyKad (both sides)
    • Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
    • Latest EPF statement with minimum 6 months contribution.

    Other Companies

    • Photocopy of MyKad (both sides)
    • Latest 3 month salary slip
    • Latest EPF statement with minimum 6 months contribution.

    Self Employed (Malaysian):

    • Photocopy of MyKad (both sides)
    • Minimum latest 6 months company bank statement OR
    • Photocopy of Business Registration Form
    • Latest income tax return Form B AND LHDN payment receipt OR
    • Latest income tax return Form B AND e-filing acknowledgement receipt

    Product review by CompareHero.my

    Get the most out of your cashless payments with CIMB e Credit Card to gain rewards up to 12x Bonus Points on every 10th of the month (eDay). With no minimum spending requirement, you can earn these points through online shopping, e-wallet reload, auto-billing payment, and in-store purchases with CIMB featured partners such as Shopee, Lazada, Tabao and more.


    Earn up to 12x Bonus Points on special eDay

    eDay is a special day that takes place on the 10th of each month for every cardholder to enjoy 12x Bonus Points and exceptional deals on transactions made with strategic partners for online, e-wallet, auto-billing, and contactless payments. If you make cashless transactions with non-featured partners on eDay, you will be rewarded with 10x Bonus Points, except for in-store PIN payments where you’ll receive 1x Bonus Point.

    Category

    Bonus Point Rewards on eDay

    Featured Partners

    Non-featured Partners

    Online retail:

    Shopee, Lazada, Taobao, REVO, Poptron, The Coffee Bean, ZALORA, MR D.I.Y., HappyFresh, The Body Shop and more.

    12x + Exceptional Deals

    10x

    E-wallet:

    Touch’n Go eWallet, GrabPay, Boost, BigPay and Setel only

    12x + Exceptional Deals

    10x

    Auto-billing:

    Recurring payments e.g, telco, online media, utility bills, streaming services and more

    12x + Exceptional Deals

    10x

    Contactless payments (tap mode)

    12x + Exceptional Deals

    10x

    Contactless payments (PIN mode)

    1x


    eDay Bonus Point rewards:

    • 12x Bonus Points with featured partners on every online shopping, e-wallet reload, auto-billing payment, and in-store tap-to-pay transaction
    • 10x Bonus Points with non-featured partners on every online shopping, e-wallet reload, auto-billing payment, and in-store tap-to-pay transaction
    • 1x Bonus Point for in-store PIN payment


    Daily Bonus Points Rewards

    CIMB e Credit Card is the best credit card for everyday purchase as you get to receive Bonus Points with no minimum spending required on all categories. On normal days, every cardholder will receive 5x Bonus Points and 1x Bonus Points on online and offline transactions respectively.

    Category

    Everyday Bonus Point Rewards

    Online retail:

    Shopee, Lazada, Taobao, REVO, Poptron, The Coffee Bean, ZALORA, MR D.I.Y., HappyFresh, The Body Shop and more.

    5x

    E-wallet:

    Touch’n Go eWallet, GrabPay, Boost, BigPay and Setel only

    5x

    Auto-billing:

    Recurring payments e.g, telco, online media, utility bills, streaming services and more

    5x

    Contactless payments (tap mode)

    1x

    Contactless payments (PIN mode)

    1x


    Everyday Bonus Point rewards:

    • 5x Bonus Points on every online shopping, e-wallet reload and auto-billing payment
    • 1x Bonus Point on in-store tap-to-pay transaction
    • 1x Bonus Point on in-store PIN payment


    The table below shows the spend category examples:

    Spend Category

    Online retail

    Lazada, Shopee, Taobao, ZALORA, Poptron, MR D.I.Y., The Body Shop, food delivery services and more (featured partners may vary every month)

    E-wallet

    Touch ‘n Go eWallet, GrabPay, Boost, BigPay, and Setel only

    Auto-billing

    Recurring payments e.g, telco, online media, streaming services, utility bills, etc.

    Contactless

    In-store tap payment

    Other retail

    In-store PIN payment


    Best Bonus Points Conversion Rate

    CIMB offers the best bonus points conversion rate set at 400 Bonus Points for RM1. You can use your Bonus Points to redeem gifts from CIMB Member Rewards Catalogue as well as using your Bonus Points to pay at over 9,000 participating merchants nationwide. It is worth noting that Bonus Point rewards are capped at 20,000 Bonus Points per cardholder per statement cycle.

    FAQs

    CIMB e Credit Card is rewarding credit card that allows you to earn extra Bonus Points for any cashless transactions made through online and offline purchases with no minimum spending requirement.

    To apply for this credit card, you must be earning a minimum annual income of RM24,000 or RM2,000 per month, with a minimum age requirement of 21 years old. If you are 18 years old, you can opt for the supplementary card.

    • Enjoy up to 12x Bonus Point rewards on eDay (every 10th of the month) with featured partners
    • Earn 10x Bonus Point rewards on eDay with non-featured partners
    • Daily 5x Bonus Points rewards online transactions and 1x Bonus Points for in-store card payments
    • Best Bonus Points conversion value of 400 Bonus Points for RM1 cashback
    • Pay With Points at more than 9,000 outlets across Malaysia
    • Go-green with 100% e-statement for credit card

    If you’re a part of the cashless society, then this credit card will be beneficial for you. Not only you’ll be able to maximise Bonus Point rewards, but you can also enjoy other exclusive deals and discounts from featured partners such as Shopee, Lazada, Taobao, ZALORA, and more! It is suitable for those want to make the best out of contactless payments.

    Yes, there is an annual fee of RM100 for principal cardholders, but it will be waived for the first year and you will be charged accordingly for subsequent years. However, if the total annual retail spend from both principal and supplemental cards is more than RM12,000, the annual fee will be waived. There's no annual fee for supplementary card

    Save the hassle by applying for CIMB e Credit Card online through us at CompareHero, or you can simply contact us at +6012-385 0211 and our customer heroes will assist you further. 

    CIMB e Credit Card
    CIMB e Credit Card
    Apply now