CIMB Travel World Elite Credit Card
CIMB Travel World Elite Credit Card
RM 20,833
Minimum monthly income
RM 1,215
Annual fee
Waived when you spend at least RM120,000 annually and meet the required number of repayments via a CIMB Current or Savings Account (100% waiver), or RM60,000 annually under the same repayment conditions (50% waiver), valid until 31 December 2026. New cardholders can get a full waiver by spending a minimum of RM15,000 within 120 days of approval, valid until 30 September 2026
15%
Interest rate p.a
7.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Travel
10X Bonus Points for every RM1.00 on Overseas, Duty-free shopping, Airlines
2X Bonus Point for every RM1.00 on Local spend
1X Bonus Point for every RM1.00 on Local Education, Local Insurance and Local Utilities
Complimentary access to Plaza Premium Lounge (12X per year)
Free 12X Sky Lounge and Sky Lounge Xpress Access at SkyPark Terminal, Sultan Abdul Aziz Shah Airport (Subang Airport)
Up to USD500,000 Travel Insurance coverage
Complimentary 4 Day 3 Night Stay at Anantara Vacation Club
Get an E-Commerce Purchase Protection up to USD1,000
Earn Purchase Protection up to USD20,000
Enjoy a Collision Damage Waiver
Receive a complimentary Data Roaming by Flexiroam
Earn up to RM68 Cash Back at Flight Club Airport Dining outlets
In-flight WiFi Cash Back up to RM 80
Eligibility
| Minimum monthly income | RM 20,833 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 1,215 | |
| Annual fee waiver | Yes | Waived when you spend at least RM120,000 annually and meet the required number of repayments via a CIMB Current or Savings Account (100% waiver), or RM60,000 annually under the same repayment conditions (50% waiver), valid until 31 December 2026. New cardholders can get a full waiver by spending a minimum of RM15,000 within 120 days of approval, valid until 30 September 2026 |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 7.99% | 12 months Balance Transfer period |
| Annual fee |
RM 1,215 |
| Annual fee waiver |
Yes Waived when you spend at least RM120,000 annually and meet the required number of repayments via a CIMB Current or Savings Account (100% waiver), or RM60,000 annually under the same repayment conditions (50% waiver), valid until 31 December 2026. New cardholders can get a full waiver by spending a minimum of RM15,000 within 120 days of approval, valid until 30 September 2026 |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
7.99% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
- Latest EPF statement with minimum 6 months contribution.
Other Companies
- Photocopy of MyKad (both sides)
- Latest 3 month salary slip
- Latest EPF statement with minimum 6 months contribution.
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Minimum latest 6 months company bank statement OR
- Photocopy of Business Registration Form
- Latest income tax return Form B AND LHDN payment receipt OR
- Latest income tax return Form B AND e-filing acknowledgement receipt
