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CIMB Visa Infinite Credit Card

CIMB Visa Infinite Credit Card

RM 10,000

Minimum monthly income

RM 0

Annual fee
waived for life


Interest rate p.a


Balance transfer rate (fixed)

Product details

Good for Rewards/Offers
5X Bonus Points for Overseas spend
1X Bonus Points for Local spend
Complimentary access to Plaza Premium Lounge (8X per year)
Up to RM1,000,000 Travel Insurance coverage
ZERO Annual Fee
Minimum monthly incomeRM 10,000
Minimum age:
Supplementary Cardholder18
Fees & Charges
Annual fee RM 0
Annual fee waiver Yes
waived for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 7.99%
12 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees (Malaysian):

Multinational / Public listed Companies/Government/Semi Government office

  • Photocopy of MyKad (both sides)
  • Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
  • Latest EPF statement with minimum 6 months contribution.

Other Companies

  • Photocopy of MyKad (both sides)
  • Latest 3 month salary slip
  • Latest EPF statement with minimum 6 months contribution.

Self Employed (Malaysian):

  • Photocopy of MyKad (both sides)
  • Minimum latest 6 months company bank statement OR
  • Photocopy of Business Registration Form
  • Latest income tax return Form B AND LHDN payment receipt OR
  • Latest income tax return Form B AND e-filing acknowledgement receipt

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Live a luxury lifestyle with the CIMB Visa Infinite Credit Card! From exclusive discounts and privileges to getting rewarded, this will be the credit card you won’t regret owning.

Earn Bonus Points with your CIMB Visa INFINITE Card

Do you love getting rewarded for all your retail or dining spendings? When you purchase at any retail stores or have a meal at any restaurants, charge them to your CIMB Visa INFINITE Card to receive 5x CIMB Bonus Points!

Don’t worry, you will also get rewarded and receive 1x CIMB Bonus Points when you swipe your card locally. You can also receive 5x CIMB Bonus Points when you purchase all your groceries using your CIMB Visa INFINITE card at any grocery store in Malaysia such as Aeon, Giant, 99 Speedmart, and many more. This is only valid from 1st January 2021 to 30 June 2021.

Travel luxuriously all around the world

Fancy having a good rest before and after flying at airports? With the CIMB Visa INFINITE Card, you get to receive 8x Passes to Plaza Premium Lounges all across the world! At these lounges, indulge in the complimentary entertainment, food, drinks and more. The privilege to enjoy access to these lounges will be automatically renewed as long as you spend a minimum annual amount of RM100,000 for any retail or online transactions. 

Travel to and fro the airport with a premium ride at a special price! If you book a ride for a return, you’ll enjoy another additional 10% OFF. Other discounts you get to enjoy is getting 10% OFF from any purchase made at The ZON Duty Free outlets all across Malaysia.

Having trouble while you’re travelling the world? Worry not, enjoy the privilege of a CIMB Premier Travel Desk just for you that is available 24/7 to tend all your needs. That’s not the only thing you don’t have to worry about - receive up to RM1 million insurance coverage for travel when you charge all of your flight tickets on your CIMB Visa INFINITE Credit Card. Rest assured you will be entirely covered when your flight gets delayed or if you can’t find your luggage.

The last thing you can free your mind from worrying is when mishaps happen while you’re shopping online with your CIMB Visa INFINITE Credit Card. You will be covered for up to USD$1,000 annually per claim for times when your delivery was incorrect, lost or damaged.

Be pampered by exclusive lifestyle privileges

Love to feast on fine dining meals? With the CIMB Visa INFINITE Credit Card, enjoy up to 50% OFF at participating hotels such as Grand Lexis Port Dickson, Banyan Tree Kuala Lumpur, and many more.

If you have yet to dine at Marriott Bonvoy hotels and resorts, you definitely have a reason to now! When you own the CIMB Visa INFINITE Card, gain up to 40% OFF from your total bill at selected participating hotels.


You can apply for the CIMB Visa INFINITE Credit Card directly via our online application form on our website. By filling up your details and income information, we can help proceed your application from there upon submission. Contact us at +6012-385 0211 when you are facing any difficulties when applying. 

There is a monthly minimum income requirement of RM10,000. If you can meet that requirement and you are at least 21 years old and above, you are eligible to apply for this credit card. You can also apply for the supplementary card if you are at least 18 years old and above. 

No, you will not be required to pay for any annual fees for a lifetime. Whether you are a principal or supplementary cardholder, you will not have to pay any annual fees.  

When you own the CIMB Visa INFINITE Credit Card whether it is a principal or supplementary card, you will be charged with a sales and service tax of RM25. The late payment charge would be 1% or RM10 of the total amount. There is a limit of RM5,000 per day for your cash advance amount with a charge of 5% or RM15 and an interest charge of 18% every year. 

  • Gain 5x Bonus Points for all your spendings internationally
  • Gain 1x Bonus Points for all your spendings locally
  • 8x free passes to Plaza Premium Lounges
  • Travel perks such as insurance coverage and discounts 
  • Lifestyle privileges such as discounts when dining at hotels and fine dining restaurants
  • No annual fees

If your monthly earnings are under the higher-end category, the CIMB Visa INFINITE Credit Card would be best for you. When travelling is something you do often, all the more reason you would find this credit card to be very beneficial. 

CIMB Visa Infinite Credit Card
CIMB Visa Infinite Credit Card
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