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Hong Leong Bank
Hong Leong WISE Gold Card

Hong Leong WISE Gold Card

RM 2,000

Minimum monthly income

RM 98

Annual fee

15%

Interest rate p.a

6.99%

Balance transfer rate (fixed)

Product details

Features
Good for Cashback
8% Cashback based on selected 2 categories from the list of Mobile, Pharmacies, Groceries, Petrol, Dining, Departmental, Book Stores, Utilities, Entertainment or Travel
Flexibility to switch reward categories at anytime and enjoy the same 8% cash back reward on new selections
8% Cashback requires minimum retail spend of RM500 per month
Eligibility
Minimum monthly income RM 2,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 98
Annual fee waiver Yes
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 6.99%
12 months Balance Transfer period
Document required to apply
Hong Leong WISE Gold Card
Hong Leong WISE Gold Card