Minimum monthly income | RM 2,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 195 | No annual fee for the first year. Waive your annual fees when you swipe your card for at least 24x every year. |
Annual fee waiver | Yes | No annual fee for the first year. Waive your annual fees when you swipe your card for at least 24x every year. |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 4.88% | Up to 12 months Balance Transfer period |
Annual fee | RM 195 No annual fee for the first year. Waive your annual fees when you swipe your card for at least 24x every year. |
Annual fee waiver | Yes No annual fee for the first year. Waive your annual fees when you swipe your card for at least 24x every year. |
Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 4.88% Up to 12 months Balance Transfer period |
You will need to provide several documents such as (varies between different banks):
Depending on the nature of your job, additional documents may be required.
Salaried employees
Self-employed
For more information, you may click on the links below: