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1X VIP Points & Travel Insurance
Public Bank Platinum MasterCard
Public Bank Platinum MasterCard

Public Bank Platinum MasterCard

RM 4,167Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Everyday rewards with the Public Bank Platinum Mastercard Credit Card

Eligibility

Minimum Monthly Income

RM 4,167 (RM 50,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest month's salary slip
  • Latest EA statement
  • Latest EPF statement
  • Letter of Employment or employer confirmation

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards/Offers

    1X VIP Point for every RM1 spend on all retail transactions

  • Complimentary travel insurance coverage of up to RM500,000

  • Protect your online purchases from possible losses with an E-commerce Purchase Protection Plan worth up USD 200 per claim 50% discount on Will and Wasiat Writing Service fees