
Public Bank Platinum MasterCard
Everyday rewards with the Public Bank Platinum Mastercard Credit Card
Eligibility
Minimum Monthly Income
RM 4,167 (RM 50,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Rewards/Offers
1X VIP Point for every RM1 spend on all retail transactions
Complimentary travel insurance coverage of up to RM500,000
Protect your online purchases from possible losses with an E-commerce Purchase Protection Plan worth up USD 200 per claim 50% discount on Will and Wasiat Writing Service fees