Public Bank Quantum MasterCard
Overseas savings with the Public Bank Quantum Mastercard Credit Card
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life without condition
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for No Annual Payments, Cashback & Rewards/Offers
2% cashback for overseas transactions with a minimum of RM100 per transaction, capped at RM20 monthly
1X VIP Point for every RM1 spent on local retail transactions
1% Flexi Payment Plan for 12 months (with minimum spend of RM1,200)
Up to USD 200 for E-Commerce Purchase Protection (per claim, annually) 50% discount on Will and Wasiat Writing Service fees Complimentary Public Bank Quantum Visa Credit Card!