Public Bank Quantum Visa
Tap and earn with the Public Bank Quantum Visa Credit Card
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 1 year official tax receipt
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for No Annual Payments, Cashback & Rewards/Offers
2% cashback on contactless transactions with minimum RM100 per transaction, capped at RM20 monthly (Note: Effective from 1 February 2025 onwards, the 2% cashback will be revised to 1% cashback for Contactless Transaction, while the spending and capping amount remain the same)
2X VIP Points for every RM1 spent on overseas retail spending 1X VIP Point for every RM1 spent on local retail spending
Enjoy 1% FlexiPay Plan for 12 months with a minimum purchase of RM1,200
Track your carbon footprint on every card spending via the CO2 Tracker! 50% discount on Will and Wasiat Writing Service fees Complimentary Public Bank Quantum Mastercard Credit Card!