Simple Cashback, Low Income Entry
Public Bank Visa Gold
Public Bank Visa Gold
RM 2,000Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate
Straightforward cashback with the Public Bank Visa Gold Credit Card
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 6 months of the following - Overtime as reflected on the Payslips - Commissions Statements - Fee Statements
- Latest 3 years of the following - Dividend Statements - Interest Statements
- Other income: - Tenancy Agreements - Pension Statements - Annuities Statements
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM150 for Principal Card and RM100 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback
Unlimited 0.1% Cash MegaBonus on local and overseas retail purchases