0.2% Unlimited Cashback
Public Bank Visa Platinum
Public Bank Visa Platinum
RM 4,167Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate
Unlimited cashback with the Public Bank Visa Platinum Credit Card
Eligibility
Minimum Monthly Income
RM 4,167 (RM 50,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback
0.2% unlimited Cash MegaBonus on local and overseas retail purchases
Complimentary travel insurance coverage worth up to RM500,000
50% off on Will and Wasiat Writing Service fees