Public Bank Visa Signature
Rewards with a green twist on the Public Bank Visa Signature Credit Card
Eligibility
Minimum Monthly Income
RM 6,667 (RM 80,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM388 for Principal Card and RM200 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback, Rewards/Offers & Travel
2% cashback for dining and online spending with a minimum RM100 per transaction, capped at RM30 monthly
10X Green Points for every RM1 spent on selected Green Category transactions 3X VIP Points for every RM1 spent on other overseas retail transactions 1X VIP Point for every RM1 spent on other local retail transactions Both Green Points and VIP Points will expire in 3 years and are redeemable for air miles, vouchers, and other goods or services!
2X complimentary annual access to participating Plaza Premium Lounges worldwide with minimum accumulative retail transaction of RM1,000 within 30 days before or after each lounge access Up to RM500,000 in travel insurance coverage
Track your carbon footprint on every card spending via the CO2 Tracker! Protect your online purchases from possible losses with the E-commerce Purchase Protection Plan for up to USD 200 per claim 50% off on Will and Wasiat Writing Service fees