Public Islamic Bank Platinum MasterCard Credit Card-i
Grocery savings the halal way with the Public Islamic Bank Platinum MasterCard Credit Card-i
Eligibility
Minimum Monthly Income
RM 3,333 (RM 40,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM333 for Principal Card and RM150 for Supplementary Card
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Good for Cashback & Islamic
2% cashback on Grocery and Departmental Store Purchases, capped at RM15 monthly (combined between Principal and Supplementary accounts)
Enjoy a 6-month Balance Transfer plan with 0% management fees for your other credit cards' outstanding debts above RM2,000
Every 0.1% of your monthly dining spend will automatically be donated to Yayasan Waqaf, capped at RM100 monthly Up to USD200 for E-Commerce Purchase Protection 50% discount on Will and Wasiat Writing Service fees