Public Islamic Bank Visa Gold Credit Card-i
Shariah-compliant online savings with the Public Islamic Bank Visa Gold Credit Card-i
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest month's salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and waived with minimum 12 swipes in the previous 12 months. Otherwise, RM150 for Principal Card and RM100 for Supplementary Card
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Good for Cashback & Islamic
1% cashback on online transactions, capped at RM10 monthly (combined between Principal and Supplementary accounts)
Enjoy a 0% FlexiPay Plan for purchases above RM1,500 over a 6-month instalment plan
Every 0.1% of your monthly dining spend will automatically be donated to Yayasan Waqaf, capped at RM100 monthly