
RHB Cash Back MasterCard Credit Card
Earn up to 10% cashback on online dining and grocery spend, plus 5% on petrol, utilities, and dine-in restaurant purchases.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1 month salary slip for MNC, or 3 months salary slip for non-MNC
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free, and waived when you make a minimum spend of RM10,000 yearly
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Hit RM2,500 a month and get 10% cashback on online dining and groceries, plus 5% on petrol, dining, utilities, and in-store groceries. Cashback is capped at RM10 per category per month.
Fill up at any petrol station nationwide and earn up to 5% cashback.
Get that dream item of yours with low fees through RHB Smart Instalment or RHB Dial-An-Instalment plans at participating merchants.
Carrying balances on other cards? Move them over to the RHB Smart Move Balance Transfer plan and enjoy interest rates as low as 4.88% p.a.