RHB Cash Back Visa Credit Card
Cashback on daily essentials with the RHB Cash Back Visa Credit Card
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Recent 1-month payslip for MNC, 3 months' payslip for non-MNC
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Annual fee is waived for the first year. Waive your next annual fees when you make a minimum spend of RM10,000 yearly
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback
Up to 10% cashback on online dining and grocery spend (capping conditions and minimum spend apply) Up to 5% cashback on dining at restaurants, petrol, groceries and utilities spend (capping conditions and minimum spend apply) 0.2% cashback on all other spend, no cap and minimum spend required
RHB Smart Instalment - Convert your big purchases into flexible and affordable monthly instalments at 0% interest with up to 36 months of repayment tenures.
Enjoy as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards with the RHB Smart Move Balance Transfer. The minimum transfer amount is only RM1,000.
Withdraw extra cash from your principal RHB Credit Card/-i via RHB CashXcess plan with interest rates as low as 7.88% p.a. Enjoy this offer until 31 December 2025. T&Cs apply!