
RHB Shell Visa Credit Card
Big fuel savings with the RHB Shell Visa Credit Card
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Recent 1-month payslip for MNC, 3 months' payslip for non-MNC
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
No annual fee for the first year. Waive your next annual fees when you swipe your card for at least 24x every year
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback
Earn up to 12% cashback with Petrol Spend at Shell stations, capped at RM30 monthly (effective 8th September 2025) Earn up to 5% cashback on Local Grocery and Utilities, capped at RM10 monthly (effective 8th September 2025) Earn up to 5% cashback on E-Wallet Reload and Online Spend (under one category), plus Overseas Spend, capped at RM10 and RM50, respectively (effective 8th September 2025) Earn unlimited 0.2% cashback on Other Eligible Spend (effective 8th September 2025)
Earn up to 12% cashback with Petrol Spend at Shell stations, capped at RM30 monthly (effective 8th September 2025)
RHB Smart Instalment - Convert your big purchases into flexible and affordable monthly instalments at 0% interest with up to 12 months of repayment tenures.
Enjoy as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards with the RHB Smart Move Balance Transfer. The minimum transfer amount is only RM1,000.
Withdraw extra cash from your principal RHB Credit Card/-i via RHB CashXcess plan with interest rates as low as 7.88% p.a. Enjoy this offer until 31 December 2026. T&Cs apply!