
RHB World MasterCard Credit Card
Travel and dining rewards with the RHB World Mastercard Credit Card
Eligibility
Minimum Monthly Income
RM 6,667 (RM 80,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Recent 1-month payslip for MNC, 3 months' payslip for non-MNC
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Waived for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback & No Annual Payments
Up to 6% cashback for Local Travel, Petrol & Dining spend Up to 2% cashback for Overseas spend and 0.2% Cashback for Other spend
Up to 6X access to Plaza Premium Lounges in Malaysia Up to RM600,000 travel insurance
RHB Smart Instalment - Convert your big purchases into flexible and affordable monthly instalments at 0% interest with up to 36 months of repayment tenures.
Enjoy as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards with the RHB Smart Move Balance Transfer. The minimum transfer amount is only RM1,000.
As an RHB World Mastercard Cardholder, you also enjoy access and benefits across the finest golf clubs in Selangor, Malaysia Withdraw extra cash from your principal RHB Credit Card/-i via RHB CashXcess plan with interest rates as low as 7.88% p.a. Enjoy this offer until 31 December 2025. T&Cs apply!