
Singapore Airlines KrisFlyer American Express Gold
Earn KrisFlyer miles on every spend and get 3,000 bonus miles on your first transaction.
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
1X KrisFlyer Mile for every RM4 spent on Overseas & Local Transactions, every RM3 on Online Transactions, and every RM1 on Singapore Airlines, Scoot and KrisShop spend. 3 ,000 bonus KrisFlyer Miles upon first spend.
50% off on the access fees to participating Plaza Premium Lounge local and overseas, 5X in a year (till 31 December 2027). Complimentary travel insurance coverage of up to RM750,000. Not just that, earn up to 15% savings on car rental at Avis or Hertz and up to 30% savings on dining (exclude alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia (till 31 December 2027)
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.