Standard Chartered Priority Banking Visa Infinite
Enjoy elite travel rewards that value your complete financial footprint with the Standard Chartered Priority Banking Visa Infinite card.
Eligibility
Minimum Monthly Income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Exclusively for Standard Chartered Priority Banking members
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement (minimum 6 months – 2 years contribution)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First 2 years free, and waived when you spend a minimum of RM10,000 per year per card on the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Exponential Rewards Through Consolidated Wealth
Amplify your points-earning power with every aspect of your banking. The Standard Chartered Priority Banking Visa Infinite card awards you an accelerated 5x 360° Rewards Points for every RM1 spent overseas, alongside 1x point for every RM1 spent locally. Beyond standard swipe transactions, your rewards grow passively as the bank grants monthly points across your total relationship portfolio, including qualifying savings deposits, investment assets, and outstanding home loan balances. Accumulate these versatile points to redeem premium lifestyle gifts, retail vouchers, or convert them at a rate of 10,000 points for 1,000 Air Miles with leading partners like Asia Miles, KrisFlyer, and Enrich to fund your next global getaway.
Premium Global Travel and Airport Transit Benefits
Travel with exceptional comfort and automated protection. The Standard Chartered Priority Banking Visa Infinite card provides Priority Banking cardholders with 8 complimentary airport lounge visits annually via the global LoungeKey network. Your peace of mind is further secured by a unique complimentary travel and medical insurance policy worth up to RM50,000. Rather than forcing you to charge your entire flight to the card upfront, this protection activates automatically the moment you make at least one retail transaction while abroad. Finally, smooth your journey home by unlocking up to RM80 cashback
Standard Chartered FlexiPay
Take charge of your personal or business capital with enhanced financial flexibility. Standard Chartered FlexiPay Plus lets you easily break up any single retail transaction of RM500 or more into manageable, structured monthly payments via the SC Mobile App. You can customize your repayment schedule by selecting convenient tenures that stretch all the way up to 60 months. Best of all, the plan operates with total transparency, giving you the freedom to clear your remaining balance early at any time without facing any early payment penalties.
Standard Chartered Balance Transfer Plus
Break free from standard compounding credit card rates by bringing your outstanding balances into a single, predictable payment schedule. The Standard Chartered Balance Transfer Plus plan allows you to clear what you owe from other financial institutions at a low, fixed interest rate of 5.99% per annum with no upfront handling fees. Simply customize your repayment timeline by matching your monthly cash flow to flexible structural options of 12, 18, 24, or up to 36 months.
Premium Concierge and Safeguarded Online Shopping
Experience seamless lifestyle coordination alongside comprehensive online purchase security. The Standard Chartered Priority Banking Visa Infinite card connects you to a 24/7 Visa Infinite Concierge service, giving you a digital avenue to self-book luxury travel, premium dining, and entertainment arrangements across the globe. Additionally, your virtual transactions are fully insulated against merchant vulnerabilities. The integrated eCommerce Purchase Protection plan safeguards your internet shopping by reimbursing you for up to USD 200 per claim against transit damage, incomplete packages, or total non-delivery.