Standard Chartered Visa Platinum
Earn up to 8x reward points on overseas spend, 5x on dining and groceries, and 5,000 bonus points monthly on online purchases.
Eligibility
Minimum Monthly Income
RM 8,000 (RM 96,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement (2 years)
- Latest B/BE Form with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first 2 years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 8x reward points on every foreign currency transaction. You'll also get 5x points on dining and grocery purchases, and 1x points on everything else locally. Want to stack up even more? Spend RM1,500 or more on online purchases each billing cycle and you'll bag an extra 5,000 bonus points.
Standard Chartered FlexiPay Plus lets you break down big purchases into low monthly instalments over a flexible tenure of up to 60 months, with a minimum spend of RM500 at participating merchants.
Carrying a balance on another bank's card? Move it over to your Standard Chartered Visa Platinum with Balance Transfer PLUS and enjoy a fixed rate of 5.99% per annum for up to 36 months.
Add your Standard Chartered Visa Platinum to Apple Pay, Samsung Pay, or Google Pay for smoother, more seamless transactions. You'll also get access to flexible credit lines like Cash-On-Call-Plus, Easy-Payment-Scheme, and Automatic Balance Conversion to help you manage your finances. Plus, enjoy RM1 deals at participating merchants like The Inside Scoop and ZUS Coffee through Standard Chartered's Live The Good Life programme.
Terms and Conditions
Product review by CompareHero
The Standard Chartered Visa Platinum credit card is one of the highest rewards credit cards, especially if you love travelling overseas, often dining out and grocery shopping. You can earn up to 8x reward points for every Ringgit you spend!
- Overseas (using foreign currency): For every RM1 spent, you earn 8x points!
- Dining: For every RM1 spent, you earn 5x points!
- Grocery Shopping: For every RM1 spent, you earn 5x points!
- All Other Local Transactions: For every RM1 spent, you earn 1x points!
That’s not all! There are more rewards and bonus points with the Visa Platinum Card:
- Earn an extra 5,000 bonus points provided you spend a minimum of RM1,500 or more on online purchases in each monthly billing cycle
- Get shopping vouchers, gifts, or even air miles when you redeem your accumulated reward points
What are the Visa Platinum Credit Card requirements?
To apply for the Visa Platinum credit card, you would have to be earning a minimum annual income of RM96,000 or RM8,000 monthly. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for a supplementary card.
What are the annual fees?
The Standard Chartered Visa Platinum Credit Card comes with an annual fee of RM250 for the Principal Card, and RM135 for the Supplementary Card. Enjoy an annual fee waiver for the first two (2) years!