UOB Lady's Card

RM 5,000Min. Monthly Income

RM 0Annual Fee*

15% p.aInterest Rate

Rewards made for her with the UOB Lady's Card

Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*

* T&Cs apply

Minimum Monthly Income

RM 5,000 (RM 60,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Women Only

You will need to provide several documents such as (varies between different banks):

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026).

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Good for Rewards/Offers
10x UNIRM for every RM1 spent on fashion purchases (online or in-store) 5x UNIRM for every RM1 spent on grocery purchases at supermarkets and hypermarkets (online or in-store) 1X UNIRM points on all other retail spend
Convert eligible Education, Medical, Luxury Purchases, Travel Spend, and Overseas Transactions into a 0% interest installment plan, with minimum spending requirements of RM10,000 for 12 months or RM3,000 for 3 months, depending on the category (T&Cs apply)

Features and Benefits: UOB Lady's Card UNIRM Points

UNIRinggit Rewards Points	Spend Categories	Capped Amount/Conditions
10X UNIRM points per RM1	Fashion spend (online or in-store)	Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card)
5X UNIRM points per RM1	Grocery purchases at supermarkets and hypermarkets (online or in-store)	Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card)
1X UNIRM points per RM1	All other retail spend	None