UOB Preferred Card
Everyday lifestyle rewards with the UOB Preferred Card
Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
- Latest Form BE with tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026).
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Rewards/Offers & Travel
10X UNIRM for every RM1 spent on streaming platforms (Netflix, Amazon Prime, HBO Max and YouTube Premium, effective 1 July 2025) 5X UNIRM for every RM1 spent on groceries, dining and entertainment spend (limited to RM1,000 spend per category) 3X UNIRM for every RM1 spent on recurring transactions and petrol spend (limited to RM500 petrol spend) 1X UNIRM for every RM1 spent on other local spend
Get 1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets from Monday to Friday
Benefits
Features and Benefits: UOB Preferred Card UNIRM Points
| UNIRM Rewards Points | Spend Categories |
| 10X UNIRM per RM1 | Streaming platforms (Netflix, HBO Max, Amazon Prime and YouTube Premium) |
| 5X UNIRM per RM1 | Dining, groceries and entertainment (limited to RM1,000 spend per category) |
| 3X UNIRM per RM1 | Petrol (limited to RM500 spend) and recurring transactions |
| 1X UNIRM per RM1 | Local spending |