
UOB PRVI Miles Elite Card
Earn up to 12X UNIRM, with a complimentary Grab ride home from KLIA Terminal 1and RM300,000 personal accident coverage.

Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026) and spend a minimum of RM50,000 for the subsequent years to get annual fee waiver
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
12X UNIRM for every RM1 spent overseas in Singapore, Thailand, Vietnam and Indonesia, 10X UNIRM for every RM1 spent in other countries, 5X UNIRM for every RM1 for airline spend and 1X UNIRM for every RM1 spent locally. Get an additional 60,000 UNIRM as a bonus when you pay for your annual fee. Plus, redeem 1,000 Enrich, KrisFlyer or Asia Miles for 12,000 UNIRM.
Enjoy 8X complimentary yearly access to Plaza Premium Lounge across 16 airports in 8 countries and territories, including exclusive access to private lounge at KLIA1 (1X access per day, subject to availability). Complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will no longer be available and supplementary cardmembers will no longer be entitled to complimentary access at any airport lounge. Get a complimentary Grab ride home within Klang Valley from KLIA1 when you make 3 overseas retail transactions in the last 45 days (capped at RM80 per redemption with promo code: UOBKLIA80). Also, earn up to RM300,000 of complimentary personal accident coverage (includes overseas medical and travel inconvenience, daily hospital income benefits, and purchase coverage, with T&Cs apply))
UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.
UOB Balance Transfer offers new UOB cardholders 0% one-time upfront handling fees for 6 months and 1% for 12 months. UOB Balance Transfer Instalment offers fixed interest rates of 2.99% per annum for new cardholders, with repayment tenures of 24 or 36 months. The minimum transfer amount is RM1,000, up to 80% of the cardholder's credit limit, whichever is lower.
2.4 air miles for every RM1 spent on Agoda in Singapore Dollar, Thai Baht, Vietnamese Dong and Indonesian Rupiah, 2.25 air miles for every RM1 spent on Agoda in other foreign currencies and 1.5 air miles for every RM1 spent on Agoda in Ringgit Malaysia.
Benefits
| UNIRM Rewards Points | Spend Categories | Capping Limit |
| 12X UNIRM per RM1 | Overseas spending in Singapore, Thailand, Vietnam and Indonesia | No limit |
| 10X UNIRM per RM1 | Overseas transactions in other countries | No limit |
| 5X UNIRM per RM1 | Airlines spend | No limit |
| 1X UNIRM per RM1 | Local spend | No limit |