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Up to 12X UNIRM
UOB PRVI Miles Elite Card
UOB PRVI Miles Elite Card

UOB PRVI Miles Elite Card

RM 8,333Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Earn up to 12X UNIRM, with a complimentary Grab ride home from KLIA Terminal 1and RM300,000 personal accident coverage.

Apple MacBook Pro M5

Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 8,333 (RM 100,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 3 months salary slip
  • Latest B/BE Form with official tax receipt
  • Latest EPF statement
  • Latest 3 months bank statement

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026) and spend a minimum of RM50,000 for the subsequent years to get annual fee waiver

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • 12X UNIRM for every RM1 spent overseas in Singapore, Thailand, Vietnam and Indonesia, 10X UNIRM for every RM1 spent in other countries, 5X UNIRM for every RM1 for airline spend and 1X UNIRM for every RM1 spent locally. Get an additional 60,000 UNIRM as a bonus when you pay for your annual fee. Plus, redeem 1,000 Enrich, KrisFlyer or Asia Miles for 12,000 UNIRM.

  • Enjoy 8X complimentary yearly access to Plaza Premium Lounge across 16 airports in 8 countries and territories, including exclusive access to private lounge at KLIA1 (1X access per day, subject to availability). Complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will no longer be available and supplementary cardmembers will no longer be entitled to complimentary access at any airport lounge. Get a complimentary Grab ride home within Klang Valley from KLIA1 when you make 3 overseas retail transactions in the last 45 days (capped at RM80 per redemption with promo code: UOBKLIA80). Also, earn up to RM300,000 of complimentary personal accident coverage (includes overseas medical and travel inconvenience, daily hospital income benefits, and purchase coverage, with T&Cs apply))

  • UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.

  • UOB Balance Transfer offers new UOB cardholders 0% one-time upfront handling fees for 6 months and 1% for 12 months. UOB Balance Transfer Instalment offers fixed interest rates of 2.99% per annum for new cardholders, with repayment tenures of 24 or 36 months. The minimum transfer amount is RM1,000, up to 80% of the cardholder's credit limit, whichever is lower.

  • 2.4 air miles for every RM1 spent on Agoda in Singapore Dollar, Thai Baht, Vietnamese Dong and Indonesian Rupiah, 2.25 air miles for every RM1 spent on Agoda in other foreign currencies and 1.5 air miles for every RM1 spent on Agoda in Ringgit Malaysia.

Benefits

UNIRM Rewards PointsSpend CategoriesCapping Limit
12X UNIRM per RM1Overseas spending in Singapore, Thailand, Vietnam and IndonesiaNo limit
10X UNIRM per RM1Overseas transactions in other countriesNo limit
5X UNIRM per RM1Airlines spendNo limit
1X UNIRM per RM1Local spendNo limit