UOB Simple Card
Free for life with no annual fee, plus uncapped 10% cashback on finance charges.
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* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 10% cashback on finance charges on purchases and cash advances per month when you pay the minimum monthly due on or before the due date
UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.
UOB Balance Transfer offers new UOB cardholders 0% one-time upfront handling fees for 6 months and 1% for 12 months. UOB Balance Transfer Instalment offers fixed interest rates of 2.99% per annum for new cardholders, with repayment tenures of 24 or 36 months. The minimum transfer amount is RM1,000, up to 80% of the cardholder's credit limit, whichever is lower.