UOB Visa Infinite Card
Earn up to 10X UNIRM on overseas spend, with travel insurance up to RM500,000.
Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 10,000 (RM 120,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026).
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
10X UNIRM for every RM1 spent overseas (using foreign currencies) and 5X UNIRM for every RM 1 spent on local dining (with a minimum spend of RM1,000 monthly). Redeem 1,000 air miles (Enrich Miles, KrisFlyer Miles or Asia Miles) with 12,000 UNIRM
Complimentary travel insurance coverage worth up to RM500,000 (T&Cs apply). 12X complimentary access to airport lounges across Asia Pacific via Airport Companion by the DragonPass app. Complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will be discontinued and supplementary cardmembers will no longer be able to enjoy complimentary access at any airport lounges. Not just that, earn 12X complimentary Grab ride to KLIA or KLIA2 when you spend a minimum of RM5,000 in the last 30 days on hotels, airlines and travel agencies. Or make an instant booking with Grab app by using promo code “VIKLIA”.
UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.
UOB Balance Transfer offers new UOB cardholders 0% one-time upfront handling fees for 6 months and 1% for 12 months. UOB Balance Transfer Instalment offers fixed interest rates of 2.99% per annum for new cardholders, with repayment tenures of 24 or 36 months. The minimum transfer amount is RM1,000, up to 80% of the cardholder's credit limit, whichever is lower.
Benefits
| UNIRM Rewards Points | Spend Categories | Minimum Monthly Spend Amount |
| 10X UNIRM per RM1 | Overseas (Using foreign currencies) | None |
| 5X UNIRM per RM1 | Local Dining | RM1,000 or above |