
UOB Zenith Card
Top-tier travel privileges with the UOB Zenith Card
Eligibility
Minimum Monthly Income
RM 16,000 (RM 192,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 1,000
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
2X UNIRM for every RM1 spent overseas 1X UNIRM for every RM1 spent locally 250,000 UNIRM as a bonus when you spend RM240,000 and above annually
Good for Travel & Rewards/Offers
Get a complimentary Grab ride home within Klang Valley from KLIA1 when you make 3 overseas retail transactions in the past 45 days (promo code: UOBKLIA, capped at RM180 per redemption) Enjoy 12X complimentary access per calendar year to Plaza Premium Lounge and its affiliate partners, including access to the private lounge at KLIA1 (1X access per day, subject to availability). Principal cardmembers are entitled to complimentary airport lounge access with one (1) guest per visit. Supplementary cardmembers will no longer be available to enjoy all complimentary airport lounges Enjoy a complimentary night stay for free at any hotel booked directly via UOB Zenith Concierge for a minimum stay of 4 consecutive nights Have exclusive access to UOB Zenith Concierge services for inquiries on car rental, travel, dining and golfing arrangements, among others Enjoy up to USD500,000 worth of coverage inclusive of Travel Insurance, Purchase Protection and E-Commerce Purchase Protection (T&Cs apply)
Up to 50% worth of relationship bonus to earn for being a loyal cardmember Enjoy heaps of Priceless Experience benefits by Mastercard
Benefits
Features and Benefits: UOB Zenith Card UNIRM
| UNIRM Rewards Points | Spend Categories | Capping Limit |
| 2X UNIRM per RM1 | Overseas spend | No limit |
| 1X UNIRM per RM1 | Local spend | No limit |