Affin Islamic Personal Financing-i
Min. Interest Rate3.50% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
Min. Interest Rate3.50% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
Unsecured Islamic financing of up to RM400,000, with profit rates from 3.5% p.a.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 3.50% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens21 - 58 years old
Employment Status
- Confirmed and Permanent Staff
- Government employee
- GLC employees
Documents required to apply
- A copy of your IC (both sides)
- Latest 1 month salary slip
- Latest 3 months bank statement (with salary being credited)
- Latest EPF statement
- Latest B/BE Form with official tax receipt
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 2,500 - RM 400,000 | 24 - 120 months | min. RM 18,000 | 3.50% p.a. - 5.30% p.a. |