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AmBank AmMoneyLine

AmBank AmMoneyLine

Min. Interest Rate8.00% p.a.
Max. Loan AmountRM 150,000
Max. Tenure7 years

A conventional personal loan with flexible tenures up to 7 years, a 5% yearly rebate for prompt payments, and no collateral required.

Calculate your monthly repayment

Estimated monthly repaymentRM 483.33*At 8.00%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this interest rate
Star BadgeYour Choice
RM 10,000
2yearsRM 483.338.00%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Interest RateAs low as 8.00% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount

Processing Fee
Exempted

Late Payment Fee
1.00% on such overdue amount

Early Termination Fee
ChargeableNone

Eligibility

Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
  • Salaried employee & self-employed
Documents required to apply
  • A copy of your IC (both sides)
  • Latest 3 months salary slip
  • Latest 3 months bank statement (with salary being credited)
  • Latest B/BE Form with official tax receipt
  • Latest EPF statement

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeInterest Rate
RM 2,000 - RM 150,00012 - 84 monthsmin. RM 36,0008.00% p.a. - 11.99% p.a.

Features

  • No collateral or guarantor required

  • 5% yearly interest rebate for prompt paymasters

  • Approval duration up to 2 working days

  • Monthly repayment as low as RM594

  • Interest Rate as low as 8.99% p.a - 11.99% p.a