AmBank Islamic AmMoneyLine Facility-i
Min. Interest Rate8.00% p.a.
Max. Loan AmountRM 150,000
Max. Tenure7 years
Min. Interest Rate8.00% p.a.
Max. Loan AmountRM 150,000
Max. Tenure7 years
An Islamic personal financing facility with fixed profit rates, takaful protection, and no collateral required — borrow up to RM150,000.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 8.00% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
ChargeableNone
Eligibility
Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
- Salaried employee & self-employed
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
- Latest EPF statement
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 2,000 - RM 150,000 | 12 - 84 months | min. RM 36,000 | 8.00% p.a. - 11.99% p.a. |
Features
No Collateral or Guarantor Required
Fixed profit rate starting at 8.00% p.a - 11.99% p.a
Approval duration up to 2 working days (subject to credit assessment)
Monthly repayment as low as RM594
Shariah compliant
Takaful protection included