AmBank Islamic Personal Financing-i
Min. Interest Rate3.35% p.a.
Max. Loan AmountRM 200,000
Max. Tenure10 years
Min. Interest Rate3.35% p.a.
Max. Loan AmountRM 200,000
Max. Tenure10 years
Shariah-compliant financing up to RM200,000 at rates from 3.45% p.a. No collateral required.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 3.35% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
RM 10.00For Approval Letter
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens18 - 60 years old
Employment Status
- Government employee
- GLC employee
- Selected private sector employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slips
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
- Latest EPF statement
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 5,000 - RM 200,000 | 24 - 120 months | min. RM 18,000 | 3.35% p.a. - 8.50% p.a. |
Features
No Collateral or Guarantor Required
Minimum loan amount: RM5,000
Maximum loan amount: RM200,000
Minimum duration of the loan: 24 months
Maximum duration of the loan: 120 months