Bank Islam Personal Financing-i for Professional Program
Min. Interest Rate7.45% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
Min. Interest Rate7.45% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
Islamic financing for professionals with tenures of up to 10 years.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 7.45% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountAs per the Stamp Act 1949 (Revised 1989)
Processing Fee
RM 50.00
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens25 - 60 years old
Employment Status
- Contract and Permanent Staff
- Medical Practitioners
- Accountant
- Lecturer
- Engineer
- Architect
- Safety Officer
- Veterinary
- Quantity Surveyor
- Actuary
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slips
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Letter of employment or employer confirmation
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 10,000 - RM 400,000 | 12 - 120 months | min. RM 24,000 | 7.45% p.a. - 9.35% p.a. |