Bank Islam Personal Financing-i Non-Package
Min. Interest Rate12.82% p.a.
Max. Loan AmountRM 300,000
Max. Tenure10 years
Min. Interest Rate12.82% p.a.
Max. Loan AmountRM 300,000
Max. Tenure10 years
Islamic financing of up to RM300,000, exclusive to PLC employees with a minimum income of RM2,000 monthly.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 12.82% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountAs per the Stamp Act 1949 (Revised 1989)
Processing Fee
RM 50.00Wakalah Fee
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens18 - 60 years old
Employment Status
- Salaried employee & public Listed Company employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slips
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Letter of employment or employer confirmation
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 10,000 - RM 300,000 | 12 - 120 months | min. RM 24,000 | 12.82% p.a. - 17.75% p.a. |