Bank Rakyat Personal Financing-i for Debt Consolidation
Min. Interest Rate2.89% p.a.
Max. Loan AmountRM 200,000
Max. Tenure10 years
Min. Interest Rate2.89% p.a.
Max. Loan AmountRM 200,000
Max. Tenure10 years
Save more by settling all your debts via a single instalment plan with fast approval and a profit rate as low as 2.89% per annum.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 2.89% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
RM 28.30For Wakalah Fee (inclusive of Brokerage Fee)
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,600per monthRM 19,200 per year
Who Can Apply?Malaysian citizens18 - 70 years old
Employment Status
- Salaried employee
- Government-Linked Company employee
- Government employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Letter of employment or employer confirmation
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 50,000 - RM 200,000 | 12 - 120 months | min. RM 19,200 | 2.89% p.a. |