BSN MyRinggit (Public Sector)
Min. Interest Rate4.60% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
Min. Interest Rate4.60% p.a.
Max. Loan AmountRM 400,000
Max. Tenure10 years
This BSN personal loan is tailored for all government, GLC and GLA employees with up to RM400,000 financing over tenures of up to 10 years.
Calculate your monthly repayment
*For illustration purposes only. The final loan amount, monthly repayment, plus the flat and effective interest rates are subject to the bank/lender's assessment and approval.
Fees and Charges
Interest RateAs low as 4.60% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableAs per the Stamp Act 1949 (Revised 1989)
Processing Fee
RM 30.00For Wakalah fee (inclusive of Brokerage Fee)
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens18 - 60 years old
Employment Status
- BSN Giro/i Account holders
- Government employee
- GLA employee
- GLC employee
- Contract/Temporary Government employee
Documents required to apply:You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Letter of employment or employer confirmation
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Business Registration Certificate (SSM) / Forms 9, 24 and 49 / M&A
- Latest B/BE Form with official tax receipt
- Latest 6 months bank statement
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 5,000 - RM 400,000 | 12 - 120 months | min. RM 18,000 | 4.60% p.a. - 5.30% p.a. |