Emicro Personal Loan
Min. Interest Rate18.00% p.a.
Max. Loan AmountRM 10,000
Max. Tenure2 years
Min. Interest Rate18.00% p.a.
Max. Loan AmountRM 10,000
Max. Tenure2 years
Quick approval microloan up to RM10,000 with cash disbursed within 6 hours.
Fees and Charges
Interest RateAs low as 18.00% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableIncluded in the Processing Fee
Processing Fee
RM 60.00With the maximum amount of RM400 depending on the loan amount
Late Payment Fee
RM 25.00 or 8.00% on such overdue amount8% p.a. on the outstanding amount, plus a RM25 late payment penalty if any part of the principal or interest remains unpaid within seven (7) days of the due date.
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens21 - 50 years old
Employment Status
- Salaried employee
- Government employee
- GLC employee
Documents required to apply
- A copy of your IC (both sides)
- Latest salary slip
- Latest EPF statement
- Original utility bill receipts such as electricity, water bills, etc.
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 500 - RM 10,000 | 3 - 24 months | min. RM 24,000 | 18.00% p.a. |