instaDuit Personal Loan
Min. Interest Rate18.00% p.a.
Max. Loan AmountRM 10,000
Max. Tenure4 years
Min. Interest Rate18.00% p.a.
Max. Loan AmountRM 10,000
Max. Tenure4 years
Personal loan up to RM10,000 for KL and Selangor people with a minimum income of RM1,500 per month.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 18.00% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
ChargeableAs per Loan Agreement
Late Payment Fee
8.00% on such overdue amount
Early Termination Fee
ChargeablePlease refer to the 'More Information' section below under 'Loan Pre-Payment Fee'
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens21 - 55 years old
Employment Status
- Salaried employee
- 21 to 55 years of age
- Minimum salary of RM1,500
- Working in Kuala Lumpur and Selangor
- Not declared bankrupt
- Not under AKPK's debt management program
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 12 months EPF statement
- Latest 3 months bank statement (with salary being credited)
- Original utility bill receipts such as electricity, water bills, etc.
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 1,000 - RM 10,000 | 6 - 48 months | min. RM 18,000 | 18.00% p.a. |