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IVC Personal Loan

IVC Personal Loan

Min. Interest Rate18.00% p.a.
Max. Loan AmountRM 100,000
Max. Tenure5 years

Unsecured financing of up to RM100,000, with tenures of up to 5 years.

Calculate your monthly repayment

Estimated monthly repaymentRM 566.67*At 18.00%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this interest rate
Star BadgeYour Choice
RM 10,000		2yearsRM 566.6718.00%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Interest RateAs low as 18.00% p.a.**Subject to terms and conditions
Stamp Duty
Exempted
Processing Fee
Exempted
Late Payment Fee
8.00% on such overdue amount
Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens18 - 60 years old
Employment Status
  • Individuals residing in Klang Valley only
  • Salaried employee
  • Self-employed
Documents required to apply
  • A copy of your IC (both sides)
  • Latest 3 months salary slip
  • Latest 3 months bank statement (with salary being credited)
  • Latest B/BE Form with official tax receipt
  • Latest EPF statement
  • Original utility bill receipts such as electricity, water bills, etc.

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeInterest Rate
RM 5,000 - RM 100,00012 - 60 monthsmin. RM 36,00018.00% p.a.