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KOBETA Cash-i

KOBETA Cash-i 

Min. Interest Rate6.90% p.a.
Max. Loan AmountRM 250,000
Max. Tenure10 years

Islamic personal financing up to RM250,000 with no guarantor needed and rebate for early settlement.

Calculate your monthly repayment

Estimated monthly repaymentRM 474.17*At 6.90%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this profit rate
Star BadgeYour Choice
RM 10,000		2yearsRM 474.176.90%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Profit RateAs low as 6.90% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
Exempted
Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens21 - 59 years old
Employment Status
  • Government employee
  • Statutory Body employee
  • Government-Linked Company employee
  • DBKL employee
Documents required to apply
  • Three copies of your IC (both sides)
  • Latest 3 months salary slip
  • Original utility bill receipts such as electricity, water bills, etc.
  • Letter of employment or employer confirmation
  • Statement of Outstanding Completion (if any)

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeProfit Rate
RM 2,000 - RM 250,00024 - 120 monthsmin. RM 18,0006.90% p.a.