Maybank Personal Loan
Min. Interest Rate6.50% p.a.
Max. Loan AmountRM 100,000
Max. Tenure6 years
Min. Interest Rate6.50% p.a.
Max. Loan AmountRM 100,000
Max. Tenure6 years
No collateral or guarantor required, with loan amounts up to RM100,000.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 6.50% p.a.**Subject to terms and conditions
Stamp Duty
Exempted
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amountCalculated from overdue date till date of full monthly payment
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 3,500per monthRM 42,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
- Salaried employee & self-employed
Documents required to apply
- Copy of identity card (front & back)
- Latest 3 bank statement (with salary entry display)
- Latest B/BE form with official LHDN tax receipt
- Latest EPF statement
- Latest 1 month salary slip
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 5,000 - RM 20,000 | 24 - 72 months | min. RM 42,000 | 8.00% p.a. |
| RM 20,001 - RM 50,000 | 24 - 72 months | min. RM 42,000 | 7.00% p.a. |
| RM 50,001 - RM 100,000 | 24 - 72 months | min. RM 42,000 | 6.50% p.a. |
Features
No collateral or guarantor required
Flexible loan tenures from 2 to 6 years
Can borrow up to 4x of your monthly gross income
Interest rates as low as 6.5% p.a. to 8% p.a.
Approval duration up to 2 working days
No document stamping fees, processing fees and early settlement fees
Minimum loan amount: RM5,000
Maximum loan amount: RM100,000
Minimum duration of the loan: 24 months
Maximum duration of the loan: 72 months