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Public Bank BAE AG Personal Financing-i

Public Bank BAE AG Personal Financing-i 

Min. Interest Rate3.99% p.a.
Max. Loan AmountRM 350,000
Max. Tenure10 years

Islamic financing up to RM350,000 for government staff, plus no guarantor required.

Calculate your monthly repayment

Estimated monthly repaymentRM 449.92*At 3.99%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this profit rate
Star BadgeYour Choice
RM 10,000		2yearsRM 449.923.99%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Profit RateAs low as 3.99% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountAnd RM10 on the Letter of Offer
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens20 - 58 years old
Employment Status
  • Permanent staff with minimum service of 1 year
  • Statutory Body employee
  • Government employee
  • Police
  • AG
Documents required to apply
  • Three copies of your IC (both sides)
  • Latest 3 months salary slip
  • Letter of employment or employer confirmation
  • A copy of BPA form

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeProfit Rate
RM 5,000 - RM 350,00024 - 120 monthsmin. RM 18,0003.99% p.a. - 4.45% p.a.

Terms and Conditions

Product Disclosure SheetView now