RHB Personal Financing-i for Pensioner
Min. Interest Rate3.80% p.a.
Max. Loan AmountRM 150,000
Max. Tenure10 years
Min. Interest Rate3.80% p.a.
Max. Loan AmountRM 150,000
Max. Tenure10 years
Exclusively for government pensioners of Malaysia, achieve your retirement goals with low-interest Islamic financing — no guarantor is required!
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profit RateAs low as 3.80% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableAs per the Stamp Duty Act 1949 (Revised 1989)
Processing Fee
RM 30.00Per application, for Brokerage Fee
Late Payment Fee
1.00% on such overdue amountAnd per annum
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens40 - 70 years old
Employment Status
- Government Pensioner only & government employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 12 months EPF statement
- Letter of employment (if working less than 6 months)
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profit Rate |
|---|---|---|---|
| RM 5,000 - RM 150,000 | 36 - 120 months | min. RM 24,000 | 3.80% p.a. - 4.03% p.a. |