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Tambadana Personal Loan

Tambadana Personal Loan

Min. Interest Rate15.00% p.a.
Max. Loan AmountRM 10,000
Max. Tenure1 years

Get fully online financing of up to RM10,000 with a fixed 18% p.a. rate and no early settlement fee. Apply with just your IC.

Calculate your monthly repayment

Estimated monthly repaymentRM 958.33*At 15.00%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this interest rate
Star BadgeYour Choice
RM 10,000
1yearsRM 958.3315.00%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Interest RateAs low as 15.00% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountOr a minimum of RM10, whichever is higher

Processing Fee
Exempted

Late Payment Fee
8.00% on such overdue amountAnd per annum

Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
  • Salaried employee
  • Self-employed
  • Commission earner
Documents required to apply
  • A copy of your IC (both sides)

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeInterest Rate
RM 500 - RM 10,0003 - 12 monthsmin. RM 18,00015.00% p.a. - 18.00% p.a.

Features

  • Fast and secure loan application, available 24/7

  • Fixed interest rate up to 18% per annum

  • Early settlement is allowed with no additional cost

  • Make an application only with your valid IC

  • No guarantor or collateral is required

Product Review by CompareHero

What is the Tambadana Personal Loan?

Tambadana is a personal loan offered by Wawasan Cojaya Sdn Bhd, licensed under Malaysia's Ministry of Housing and Local Government (KPKT). You can borrow between RM500 and RM10,000, with the full application done online via the Tambadana website or mobile app.

How much can I borrow?

You can borrow from RM500 up to RM10,000. However, the final amount approved will depend on your eligibility and income profile.

What is the interest rate?

Tambadana charges fixed interest rates up to 18% per annum throughout the loan tenure. If you miss a repayment, an overdue interest rate of 8% per annum applies from the date of the missed payment until full repayment is made.

What are the available loan tenures?

You can repay over 3 to 12 months, depending on the amount you borrow and your monthly income.

Who is eligible to apply?

You must be a Malaysian citizen aged between 21 and 60 with a valid IC, earning a minimum of RM1,500 per month as a permanent employee. No guarantor or collateral is required.

What documents do I need?

Only your IC is required to apply. However, additional documents may be required during the application, depending on the profile assessment.

Are there any fees involved?

Yes, fees may apply depending on your approved loan amount and terms. These can include stamp duty and other service-related charges, all of which will be listed in the Product Disclosure Sheet or loan agreement.

Before you apply or accept any offer, go through all fees, repayment obligations, and terms carefully.

Can I settle the loan early?

Yes. You can make a full or partial early settlement at any time. There is no early settlement fee, but you will need to notify Wawasan Cojaya Sdn Bhd in advance.

For more details, please read the terms and conditions.