UOB Personal Loan
Min. Interest Rate9.99% p.a.
Max. Loan AmountRM 100,000
Max. Tenure5 years
Min. Interest Rate9.99% p.a.
Max. Loan AmountRM 100,000
Max. Tenure5 years
Personal loan up to RM150,000 with interest rate as low as 9.99% with no guarantor or collateral needed.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 9.99% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
RM 300.00 or 3.00% on such overdue amount
Eligibility
Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens21 - 55 years old
Employment Status
- Salaried employee & self-employed
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 12 months EPF statement
- Latest 3 months bank statement (with salary being credited)
- Latest B/BE Form with official tax receipt
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 5,000 - RM 100,000 | 12 - 60 months | min. RM 84,000 | 9.99% p.a. |
| RM 5,000 - RM 100,000 | 12 - 60 months | RM 48,000 to RM 83,988 | 10.99% p.a. |
| RM 5,000 - RM 100,000 | 12 - 60 months | RM 36,000 to RM 47,988 | 11.99% p.a. |