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10X Bonus Points on Overseas Spend
Alliance Bank Visa Infinite
Alliance Bank Visa Infinite

Alliance Bank Visa Infinite

RM 5,000Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Travel further with the Alliance Bank Visa Infinite Credit Card

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Get a Apple iPhone 17 worth RM 3,999when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 5,000 (RM 60,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides) AND
  • EPF & latest 1-month payslip OR
  • Last 3 months payslip & 1 month bank statement OR
  • Latest Borang BE & Tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for the first year

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards/Offers

    10X Three-Year Bonus Points for every RM1 spend on overseas transactions. 1X Three-Year Bonus Points for every RM1 spend on domestic transactions.

  • 2X free access to participating Plaza Premium Lounges worldwide for the first year (applicable to Principal cardholders only). 1X free access to Travel Club Lounge in Malaysia for the first year (applicable to Principal cardholders only).

  • 0% Flexi Payment Plan for 3 months for Flight Tickets, Hotel and Overseas spend

  • 0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers

Product review by CompareHero

If travelling is the type of luxury you enjoy, imagine the great perks you’ll get when you own the Alliance Bank Visa Infinite credit card! Aside from the fantastic travel benefits, you earn some rewards for every purchase you make on a monthly basis.

Unleash your inner luxury lifestyle by earning Three-Year Bonus Points and complimentary access to Plaza Premium Lounges Worldwide

For all your transactions made when you shop overseas, earn 10x Three-Year Bonus Points, which apply to each RM1 that was spent using your Alliance Bank Visa Infinite card. Aside from that, domestic transactions earn you 1X Three-Year Bonus Points.

In return, after all these Three-Year Bonus Points are accumulated, you can redeem flights for free, along with various other vouchers and so on. In addition to that, you can unwind before your flight with 2X complimentary access to participating Plaza Premium Lounges worldwide for the first year! Learn more about the airport lounge benefit here.

Flexible payment plan for your wanderlust

Here comes one of the best parts about owning the Alliance Bank Visa Infinite card - the 0% flexible payment plan for all your travelling needs! Within 3 months, you get to book your flight tickets, hotels, and any international transactions without having to worry about paying the whole amount in one go. Instead, you can enjoy an interest rate-free payment in instalments, enabling you to go on your holiday worry-free.

Get your annual fees waived

It can be a pain sometimes having to pay a fee simply by owning a credit card. Thankfully, the Alliance Bank Visa Infinite enables you to be exempted from paying the annual fees for the first year.

Frequently Asked Questions (FAQ)

What are the Alliance Bank Visa Infinite Credit Card requirements?
To apply for the Alliance Bank Visa Infinite card, you have to be earning at least RM5,000 every month or RM60,000 a year. If this isn’t an issue for you, you can apply for the credit card right away with ease. When you are earning RM5,000 every month, you must also take into account the minimum age requirement which is 21 years old and above and 18 years old and above for a supplementary card.
Is there an annual fee for the Alliance Bank Visa Infinite Credit Card?
Annual fee is waived for the first year.
What are the fees for the Alliance Bank Visa Infinite Credit Card?
The Alliance Bank Visa Infinite card comes with finances charges. Are you the type to pay your repayments on time? If you are, then you only will be charged with an interest rate of 15% every year. Otherwise, if you successfully pay 10 months throughout the year, then the interest rate will be 17%. Outside of these two ranges, then it will be 18%.
What are the top benefits of the Alliance Bank Visa Infinite Credit Card?
- 10X Three-Year Bonus Points for every RM1 spent on overseas transactions - 1X Three-Year Bonus Points for every RM1 spent on domestic transactions - 0% Flexi Payment Plan for 3 months for Flight Tickets, Hotel and Overseas spend - 2X free access to participating Plaza Premium Lounges worldwide for the first year - 1X free access to Travel Club Lounge in Malaysia for the first year - The annual fee is waived for the first year!
Who is suitable for the Alliance Bank Visa Infinite Credit Card?
If you are a wanderlust and love to travel every year, the Alliance Bank Visa Infinite card will hugely benefit your lifestyle. You will also be eligible to enjoy multiple travelling benefits, which is like killing two birds on one stone where you’ll fulfill your wanderlust while getting rewarded at the same time. For all the times you spend with your Alliance Bank Visa Infinite card, you will be rewarded with Three-Year Bonus Points which you can redeem complimentary AirAsia flight tickets or other merchandise. Ultimately, this credit card is well suited for those that travel.