Best Alliance Bank Credit Cards
Find the Right Card for Your Lifestyle
- View More Information
5X Bonus Points on Everyday SpendAlliance Bank Visa Platinum
Alliance Bank Visa Platinum
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn 5X Bonus Points on everyday spending with the Alliance Bank Visa Platinum
- View More Information
10X Bonus Points on Overseas SpendAlliance Bank Visa Infinite
Alliance Bank Visa Infinite
- Min. Monthly Income
- RM 5,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Travel further with the Alliance Bank Visa Infinite Credit Card
- View More Information
Up to 5% Cashback on Daily SpendAlliance Bank Visa Signature
Alliance Bank Visa Signature
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Up to 5% cashback with the Alliance Bank Visa Signature Credit Card
- View More Information
Malaysia's First In-App Virtual CardAlliance Bank Visa Virtual Credit Card
Alliance Bank Visa Virtual Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Go cardless with the Alliance Bank Visa Virtual Credit Card
- View More Information
Up to 1.5% cashback for SMEsAlliance Bank Visa Infinite Business Credit Card
Alliance Bank Visa Infinite Business Credit Card
- Min. Monthly Income
- RM - / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Earn up to 1.5% cashback, enjoy complimentary lounge access and free up cash flow with 0% payment plans, all built for business owners on the go.
- View More Information
No annual fees at allAlliance Bank Visa Basic
Alliance Bank Visa Basic
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A basic no-annual-fee credit card with a 0% instalment plan and discounts at participating merchants. Perfect for beginners!
More Information
Alliance Bank Credit Card Minimum Income and Annual Fee Comparisons
Find the minimum income requirements and annual fees for Alliance Bank credit cards below.
Minimum Income Requirements
| Alliance Bank Credit Card | Minimum Monthly Income (RM) | Minimum Annual Income (RM) |
| Infinite | 5,000 | 60,000 |
| Signature | 4,000 | 48,000 |
| Platinum | 2,000 | 24,000 |
Annual Fees
| Card | Principal (RM) | Supplementary (RM) |
| Infinite | Visa: 438 Mastercard: - | Visa: Waived Mastercard: - |
| Signature | Visa: 148 Mastercard: 148 | Visa: Waived Mastercard: Waived |
| Platinum | Visa: 120 Mastercard: 438 | Visa: Waived Mastercard: Waived |
Alliance Bank Visa Infinite Card
Features & Benefits
For Every RM1 Spent, you get to earn:
• 10X TBP Overseas Transactions
• 1X TBP Domestic Transactions
Three-Year Bonus Point (TBP) where you can redeem attractive gifts i.e. vouchers, items, airlines miles and many more!
Eligibility
• minimum annual income - RM 60,000
• minimum age for principal cardmember - 21 years old
• minimum age for supplementary cardmember - 18 years old
• supplementary cardmember must be immediate family members
Fees & Charges
• annual fee - RM 438 (principal), waived for supplementary
• annual fee waiver - 1st year waived
• cash advance fee - 1.25% or minimum RM 3, whichever higher
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
• finance charge on cash advance - 18% p.a. calculated on daily basis
• overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
Finance Charges
• Tier 1
• 15% p.a.: Prompt minimum payment for the past 12 consecutive months
• Tier 2
• 17% p.a.: Prompt minimum payment for 10 months or more in the past 12 consecutive months
• Tier 3
• 18% p.a.: Cardmembers who do not fall within any of the above categories
Documents Required
• Salaried, MNC, PLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
• Latest 1 month payslip
• Salaried, non-MNC, non-PLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
• Latest Borang BE together with official tax receipt or bank-in slip
• Self employed (min 2 years in business)
• Copy of MyKad (both sides) or a copy of a valid passport
• Business Registration Certificate/Trading License/Form 9, Form 24, Form 49, and one of the following:
• Latest 6 months' bank statements
• Latest 1 Year Borang B and Tax receipt/e-Ledger
*Non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application.
*The bank may request for any additional documents at its discretion.
Reference
Alliance Bank Visa Infinite Card Product Disclosure Sheet
Alliance Bank Signature Credit Card
Features & Benefits
• Cashback up to 5% on all retail spend i.e. online shopping, e-Wallet petrol, grocery, dining, utilities
• Spend amount between RM1 – RM1,000 | 0.05% cashback | Up to RM0.50 of cashback amount
• Spend amount between RM1,001 – RM2,000 | 0.50% cashback | Up to RM5.00 of cashback amount
• Spend amount between RM2,001 – RM3,000 | 5.00% cashback | Up to RM50 of cashback amount
• Spend amount ≥ RM3,001 | 0.25% cashback | Unlimited cashback amount
• 2 Complimentary e-hailing rides to airport worth RM80 per ride (applicable to local & overseas ride) i.e. via Grab, Uber, EasyBook, SOCAR with minimum spend RM120,000 p.a.
• 0% Balance Transfer for 6/12 months
• 0% for Fast Cash 6 months
Eligibility
• minimum annual income - RM 48,000
• minimum age for principal cardmember - 21 years old
• minimum age for supplementary cardmember - 18 years old
Fees & Charges
• annual fee - RM 148 (principal), waived for supplementary
• annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• Interest rate - 15%
• 0% Balance Transfer for 6/12 months
• 0% for Fast Cash 6 months
Documents Required
• Salaried, MNC, PLC, GLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) & Latest 1 month payslip
• Last 3 months payslip & 1 month bank statement
• Latest Borang BE & Tax receipt
• Salaried, non-MNC, non-PLC, non-GLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) & latest 3 months bank statements
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun), latest payslip & latest 3 months bank statements
• Self-employed (min 2 years in business)
• Copy of MyKad (both sides) or a copy of a valid passport
• Business Registration Certificate/Trading License/Form 9, Form 24, Form 49, and one of the following:
• Latest 6 months' bank statements
• Latest 1 Year Borang B with 3 months bank statements
*Non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application.
*The bank may request for any additional documents at its discretion.
Reference
Alliance Bank Credit Card Product Disclosure Sheet
Alliance Bank Platinum Visa
Features & Benefits
For Every RM1 Spent, earn:
• 5X TBP Overseas Transactions, Dining, Groceries, Petrol and Essentials (Drugstore, Pharmacy, Convenience Stores)
• 1X TBP Other Domestic Retail Transactions
Three-Year Bonus Point (TBP) where you can redeem attractive gifts i.e. vouchers, items, airlines miles and many more!
Eligibility
• minimum annual income - RM 24,000 p.a.
• minimum age - 21 years old (principal), 18 years old (supplementary)
• supplementary cards are for immediate family members only
Fees & Charges
• annual fee - RM120 (principal), waived (supplementary)
• annual fee waiver - 1st year waived, subsequent years waived upon minimum 12X swipe in a year
• cash advance fee - 1.25% or minimum RM 3, whichever higher
• late payment charge - 1% or RM 10, whichever higher up to RM 100
• finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
• finance charge on cash advance - 18% p.a. calculated on daily basis
• overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
Finance Charges
• Tier 1
• 15% p.a.: Prompt minimum payment for the past 12 consecutive months
• 17% p.a.: Prompt minimum payment for 10 months or more in the past 12 consecutive months
• 18% p.a.: Cardmembers who do not fall within any of the above categories
Documents Required
• Salaried, MNC, PLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
• Latest 1 month payslip
• Salaried, non-MNC, non-PLC
• Copy of MyKad (both sides) or a copy of a valid passport, and one of the following:
• EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
• Latest Borang BE together with official tax receipt or bank-in slip
• Self-employed (min 2 years in business)
• Copy of MyKad (both sides) or a copy of a valid passport
• Business Registration Certificate/Trading License/Form 9, Form 24, Form 49, and one of the following:
• Latest 6 months' bank statements
• Latest 1 Year Borang B and Tax receipt/e-Ledger
*Non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application.
*The bank may request for any additional documents at its discretion.
Reference
Alliance Bank Platinum Visa Product Disclosure Sheet
Alliance Bank Profile
Alliance Bank is a Malaysian bank that offers end-to-end financing solutions for its customers such as credit cards and personal loans.
They also provide other services to its users through its several subsidiaries such as investments and Islamic banking.
Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015.
The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.
In 2001, the Alliance Banking Group, also known as the Alliance Financial Group, was formed after a successful merger of seven financial institutions.
Merged entities were introduced to the public as the Alliance Banking Group which constitutes:
• Alliance Bank Malaysia Berhad or the Alliance Bank
• Alliance Unit Trust Management Berhad
• Alliance Merchant Bank Berhad
• Alliance Finance Berhad
This dynamic and integrated financial services group offers an end-to-end financing solution through various segments such as:
• Business Banking
• Consumer Banking
• Investment Banking
• Islamic Banking
They continue to grow and expand by providing a wide range of financial products and services which include credit cards, personal loans, home loans, hire purchase and more!