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Up to 5% Cashback on Daily Spend
Alliance Bank Visa Signature
Alliance Bank Visa Signature

Alliance Bank Visa Signature

RM 4,000Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Up to 5% cashback with the Alliance Bank Visa Signature Credit Card

Eligibility

Minimum Monthly Income

RM 4,000 (RM 48,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • EPF & latest 1-month payslip OR
  • Last 3 months payslip & 1 month bank statement OR
  • Latest Borang BE & Tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for the first year

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Cashback

    Up to 5% cashback on Online Shopping, Grocery, Dining, Utilities, Petrol and Other Retail Spend

  • Complimentary RM80 e-hailing ride to the airport (2X per year with a minimum spend of RM120,000 yearly)

  • 0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers

Terms and Conditions

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Product review by CompareHero

Do you believe in a cashless retail experience? Prefer using your card to pay for your expenditures? Alliance Bank has just the card for you! The Alliance Bank Visa Signature Card comes with great cashback value alongside other privileges.

Receive cashback for all your retail spends

Whether it is for online shopping, groceries, utilities, petrol, dining or any other retail spend you might indulge in, the Alliance Bank Visa Signature Card will provide you with up to 5% cashback through its tiered system.

  • - Spends between RM1 to RM1,000: 0.05% cashback
  • - Spends between RM1,001 to RM2,000: 0.50% cashback
  • - Spends between RM2,001 to RM3,000: 5.00% cashback
  • - Spends greater than RM3,001: 0.25% cashback

With such great cashback value, there’s no reason not to charge all your expenses to this card! Not to mention, the first-year annual fee is waived automatically.

Get complimentary e-hailing rides to the airport!

Holders of this card also get to enjoy two complimentary rides to an airport worth RM80 when you spend at least RM120,000.00 in a year. Even better, these complimentary rides aren’t just restricted to Malaysia but also apply overseas!

Low, low fees for balance transfer and fast cash

Higher is not always better and in this context, the low balance transfer and fast cash fees stand out. How low do you ask? As low as 0%! Truly a steal.

Frequently Asked Questions (FAQ)

What are the Alliance Bank Visa Signature Credit Card requirements?
To apply for the Alliance Bank Visa Signature Credit Card, you have to be earning at least RM4,000 every month/ RM48,000 a year. Besides the income requirement, you must also take into account the minimum age requirement which is 21 years old and above for the primary card, and 18 years old and above for a supplementary card.
Is there an annual fee for the Alliance Bank Visa Signature Credit Card?
The annual fee is waived for the first year.
What are the fees for the Alliance Bank Visa Signature Credit Card?
Are you the type to repay on time? If you are, then you only will be charged with an interest rate of 15% every year. Late payment charges are 1% of your outstanding balance or RM10, whichever is higher. This amount is capped at RM100.
What are the top benefits of the Alliance Bank Visa Signature Credit Card?
- Earn up to 5% cashback on your retail spending inclusive of online shopping across various platforms, petrol, grocery, dining, utilities and other transactions - Enjoy 2x complimentary e-hailing rides to the airport worth RM80 per ride locally and internationally when you spend a minimum of RM120,000.00 in a year - Enjoy 0% Balance Transfer fees and fast cash fees for 6 months
Who is suitable for the Alliance Bank Visa Signature Credit Card?
If you’re someone who loves to shop to your heart's content, this card is just for you. You will get rewards not just for online shopping sprees, but also for every time you spend on groceries, petrol, dining and utilities. Basically, it’s a great lifestyle credit card you can use for just about anything. Thinking of travelling overseas? Use the Alliance Bank Visa Signature Credit Card during your vacation, and what’s even better is that you can get 2x complimentary e-hailing rides to the airport. This even applies to airport rides overseas! This Alliance Bank Visa Signature Credit Card is perfect for those who enjoy getting cashbacks and rewards each time they swipe their card.