CompareHero
Logo of CompareHero, a financial comparison platform in Malaysia
5X Bonus Points on Everyday Spend
Alliance Bank Visa Platinum
Alliance Bank Visa Platinum

Alliance Bank Visa Platinum

RM 2,000Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Earn 5X Bonus Points on everyday spending with the Alliance Bank Visa Platinum

Apple iPhone 17

Get a Apple iPhone 17 worth RM 3,999when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 2,000 (RM 24,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides) AND
  • EPF statement AND
  • Latest 1 month's payslip OR
  • Last 3 months' payslip and 1 month's bank statement OR
  • Latest Borang BE and the official tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for the first year

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards/Offers

    5X Three-Year Bonus Points for every RM1 spend overseas, dining, groceries, petrol and essentials (drugstore, pharmacy, convenience stores). 1X Three-Year Bonus Points for every RM1 spend on other domestic retail transactions.

  • 0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers.

Terms and Conditions

Product Disclosure SheetView now
Product Terms and ConditionsView now
Promotions Terms & ConditionView now

Product review by CompareHero

Love receiving rewards and enjoying travelling? The Alliance Bank Visa Platinum Credit Card helps to fulfil both the things you love!

Receive Three-Year Bonus Points with the Alliance Bank Visa Platinum Card

This credit card offers more Three-Year Bonus Points than the Gold Visa. Here’s a rough breakdown of the Three-Year Bonus Points you’ll be receiving:

CategoryThree-Year Bonus Points Earned
Overseas, dining, groceries and essentials (drugstore, pharmacy, convenience stores)5 Points (For each RM1 spent)
Other retail domestic transactions1 Point (For each RM1 spent)

Redeem exclusive products, gifts and more from participating merchants such as Philips and Fitbit. That’s not all you can redeem with your Three-Year Bonus Points!

Get your annual fees waived

If you’re a supplementary cardholder of the Alliance Bank Visa Platinum Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year, it will be waived!

Frequently Asked Questions (FAQ)

What are the Alliance Bank Visa Platinum Credit Card requirements?
With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Visa Platinum card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above.
Is there an annual fee for the Alliance Bank Visa Platinum Credit Card?
If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary/ principal card, you need to pay a fee of RM120 every year. But, for the first year, you are off the hook.
What are the fees or charges applied for the Alliance Bank Visa Platinum Credit Card?
Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM3 or 1.25% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25.
What are the top benefits of the Alliance Bank Visa Platinum Credit Card?
- Receive 5x Three-Year Bonus Points for overseas, dining, groceries, petrol and essentials (drugstore, pharmacy, convenience stores) - Receive 1x Three-Year Bonus Points for other domestic retail transactions - Free for the first year! - Able to redeem awesome gifts and products from various merchants with the accumulated points
Who is suitable for the Alliance Bank Visa Platinum Credit Card?
For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products.