Bank Islam MasterCard Gold Credit Card-i
Shariah-compliant Bank Islam MasterCard Gold Credit Card-i blocks non-Halal merchants. Get 0% instalment plans and a free annual fee with 12 swipes.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip or
- Letter of Employment or
- Latest EPF statement or
- Latest EA and BE Form
Fees & Charges
Profit Rate
13.5% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Minimum 12 transactions per annum to get waived annual fee
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
13.5%
Features
Accelerate Your Rewards with TruPoints
Earn 1x TruPoints for every RM1 spent locally on your retail purchases to redeem exciting rewards or air miles.
Installment Payment Plan
Convert your large purchases into affordable monthly instalments with the Bank Islam 0% Instalment Plan Program (IPP). Enjoy flexible payment terms of up to 36 months at zero profit rate at over 500 participating retail merchants nationwide.
Consolidate your credit card debt efficiently by transferring outstanding balances of RM500 or more to your Bank Islam Mastercard Gold Credit Card-i. Enjoy a low fixed profit rate starting from 3.88% p.a. with flexible repayment tenures extending up to 36 months.
Complimentary group family Takaful coverage
Secure your family's future with complimentary Group Family Takaful coverage. In the event of death or total permanent disability (TPD), your loved ones are protected with an RM100,000 benefit, plus an additional RM1,000 to assist with funeral expenses. Terms apply.