Bank Islam MasterCard World Credit Card-i
Shariah card with up to 3x TruPoints, lounge access, and RM2 million travel Takaful.
Eligibility
Minimum Monthly Income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip or
- Letter of Employment or
- Latest EPF statement or
- Latest EA and BE Form
Fees & Charges
Profit Rate
13.5% - 17.5%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you swipe 12 times in a year
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
13.5%
Features
Earn up to 3x TruPoints on contactless transactions and petrol purchases with a minimum spend of RM4,000 per month.
Get complimentary travel Takaful coverage up to RM2,000,000, 24/7 Visa Concierge Service, and 3 complimentary access passes to selected Plaza Premium Lounges worldwide.
Pay for purchases at selected retail merchants in up to 36 monthly instalments at 0% interest.
Transfer outstanding balances from other credit cards to this card at a profit rate from 3.88% p.a., with repayment terms of up to 36 months.
In the event of death or total permanent disability, your next of kin will receive Takaful coverage on the outstanding credit card balance up to RM100,000, plus RM1,000 in funeral expenses benefit.
Terms and Conditions
Product review by CompareHero
Always wanted a credit card that is based on Shariah principles while getting rewards at the same time? The Bank Islam World Mastercard® Credit Card-i offers all the cardholders various perks for all their purchases as well as travelling benefits.
Earn Trupoints with your Bank Islam World Mastercard® Credit Card-i
Spend and make purchases using your Bank Islam World Mastercard® Credit Card-i to receive 1x Trupoints based on every RM1 you’ve spent as part of the TruRewards Loyalty Program. You can easily get a whole lot of Trupoints after accumulating them by simply charging all of your daily meals and monthly necessities to your Bank Islam World Mastercard® Credit Card-i. The more you spend, the more points you will earn!
But don’t just accumulate all of the points without redeeming them for vouchers, gifts or products as the points will expire in 3 years time.
Complimentary Takaful coverage
Don't you prefer to travel the world while having a safety net? The Bank Islam World Mastercard® Credit Card-i offers Takaful travel insurance up to RM2 million that covers any personal accidents such as death or permanent disability including family members. RM1,000 will be given to travel inconveniences such as luggage or flight delays and missed connection flights.
For any damage or loss towards any items purchased with the Bank Islam World Mastercard® Credit Card-i, it will be covered up to RM10,000 per item.
Bank Islam World Mastercard® Credit Card-i: Special personalized services just for you
Whenever you travel around the world, it’d be easier if you could easily get your credit card problems sorted out or any issues at all. Thankfully, with the Bank Islam World Mastercard® Credit Card-i, you’ll have access to 24/7 customer service as well as the Mastercard World Concierge services. With these services, you could book and reserve any goods or services including healthcare related. They’ll be able to handle everything for you, as long as you do it with your credit card.
Complimentary access to Plaza Premium Lounges
Having to wait for your flight before boarding could be troublesome sometimes and even tiring. But with the Bank Islam World Mastercard® Credit Card-i, you’ll be able to access for up to 3 times in a year at any Plaza Premium Lounges located in Singapore and Malaysia. The major perks of the lounges are the comfortable seats as well as a wide variety of food and drink choices that are specially offered just for those who have access.
Frequently Asked Questions (FAQ)
How do I apply for the Bank Islam Mastercard World Credit Card-i?
What are the Bank Islam Mastercard World Credit Card-i requirements?
Is there an annual fee for the Bank Islam Mastercard World Credit Card-i?
What are the fees or charges applied for the Bank Islam Mastercard World Credit Card-i?
What are the top benefits of the Bank Islam Mastercard World Credit Card-i?
• Gain 1x TruPoint when you spend with your credit card for local and international transactions
• Gain up to RM2 million Takaful insurance coverage for you and your family members
• Receive 3x free access to Plaza Premium Lounges at only Singapore and Malaysia
• Personalized 24/7 services